While some may joke that the best credit cards are the ones you never get, the truth of the matter is that some credit cards are far better than others. There are so many factors that can make the difference between a good credit card, and a bad credit card. So what are the best credit cards […]

What is a credit card code verification value (CVV, CVC, and CID)? That’s a great question! Credit cards are a part of many people’s daily lives.  It is very important to protect the security of a credit card.  Many may not know about Credit Card Verification Values, but this information is important to users of credit cards. Credit card […]

1 Month CDs-Are One Month CDs a Good Investment? A certificate of deposit or CD offers a wonderful way for customers to earn money on the amount of money that they save. Rates vary for CDs, but they do provide a safe way to earn extra cash. Banks offer customers this wonderful financial opportunity, but […]

CD Investments: Are They Worth It? Introduction: Investors who are looking for a great place to invest their money look to CDs as an option. CD rates change of a regular basis so investors can benefit from the rate increases. Investors like the fact that their money is safe as long as they abide by […]

1 Year CDs–Should you invest in a certificate of deposit for 12 months? One year CDs can be a great investment opportunity for those wanting a safe and almost guaranteed return on money. CDs are fully insured by the FDIC so long as the financial institution you use is covered, and you invest within FDIC […]

Can you ever change (or erase) your credit report history? Credit is a very important thing to have in this economy. Once credit history is destroyed, it may be very hard to improve. A bad credit history can lead to a low credit score that may prevent lenders from extending credit to consumers. Many people […]

What does a credit report look like anyway? In order to understand credit, consumers must first know what a credit report looks like. At first, this lengthy document may be very confusing and nerve racking to consumers. Once consumers understand the component parts of a credit report, they will understand what a credit report looks […]

Credit card applications–If you are considering applying for a credit card, then you are in luck! Thanks to modern day technology, potential cardholders can sift through various credit card offers and find the credit card that’s right for them. Then, they can simply use an online credit card application to apply instantly. Credit Card Applications […]

Does Changing a Name Affect Credit History Reports? It is common that people change their name for a number of reasons. Some legally change their name after getting married and others change their name as a way of starting a new life. Regardless of the reason, the name change can affect credit history. Many consumers […]

How Much Credit History is Needed for a Mobile Phone Contract? Mobile phones are very popular forms of technology to have these days–whether it be an Iphone, Smartphone, Google Android, or other new gadget. These “toys” can help consumers stay in contact with their friends and family. Is it easy to get a mobile phone on contract? […]

Statement Regarding Future Outlook of Credit Card Rates After Credit Downgrade: Fitch Ratings has recently announced that they are reaffirming the United States AAA credit status, depsite the S&P’s recent downgrade. This news will likely be met with much relief from investors after the recent credit rating fiasco. The stock market took a particularly tough […]

30 month CDs can be a great option for investors looking for a steady return of money, without inviting unnecessary risk into their investment. Thirty month Cds (which is 2 1/2 years) may be the perfect time limit for investors transitioning in their life, and don’t want to tie up funds for too long, and […]

Citi Credit cards to start charging annual fee on some cards–I have 2 citi credit cards, and my wife has 1. Both of mine are the “diamond preferred” Mastercard by Citi. What is so special about that you ask? Well, it turns out that I received 3 letters in the mail yesterday (for my 3 […]