Did you pay off your credit card, but then got another bill after that? If you keep a regular card balance, and then one day pay off the entire balance, you may be shocked to find that you get one more bill with charges. That is enough to make almost any individual frustrated (especially after […]

Current CD Rates–Any good investor knows how important it is to shop around for the best investment ventures. The same principle applies when it comes to investing money into CDs. Although it is one of the safest investment ventures, it is important to get the most out of the invested funds by earning the highest […]

Callable CDs—There are so many different options for investing money into certificate of deposits. Investors have to do their research before making a decision. Just about any CD that they choose can have a series of advantages and disadvantages. Investors must carefully consider their personal needs for the present and the future to determine the […]

Unauthorized Credit Card Charges: How to handle charges you didn’t make. Out of my entire 10 years of credit card experience (as of this writing), I have only had 2 unauthorized charges (that means a charge in which you didn’t agree and/or make the purchase). The first one was from a car mechanic. I had […]

Is it safe to apply for a credit card online (internet)? In short, yes, it is generally safe to apply for credit cards online, and people do it every day. In fact, it is probably just as safe (if not sometimes safer) than applying via mail. I have applied for the majority of my own […]

Variable Rate Cds: What Are Variable Rate Cds? Certificate of deposit accounts are long-term or short-term investments that help investors grow their money over time. CDs are attractive investment opportunities because they are virtually safe and reliable means to make money. As long as investors keep the agreements of their terms, their principle investment remains safe. […]

Zero Coupon CDs: What Are zero coupon certificate of deposits? CDs are great investment opportunities for investors. Investors have a great amount of flexibility in investment types that are safe. There are advantages and disadvantages in any investment type. Investors who are looking for a good long-term investment may find Zero coupon CDs very interesting. […]