Can credit card companies garnish wages? Is it legal for them to garnish wages? Situations arise that cause cardholders not to pay their debts. As embarrassing as the situation may be, credit card companies want to help cardholders to protect their credit. In the event cardholders do not negotiate a repayment option to pay off […]
Why Do Some Jobs Check Your Credit History?
Why Do Some Jobs or Employers Check Your Credit History? Looking for a job is not easy in this economy. Most people who are looking for jobs are concerned with their abilities and qualifications, but there is something more that they should consider. A recent study showed that 60% of employees conduct credit checks on […]
What Are the Best Certificate of Deposit Rates?
Best CD Rates-What Are the best rates for certificate of deposits? Investing money into a CD is a safe way to save money and receive a good return. There is not the risk of losing money like many other investment types that take gambles to try to earn customers high returns. The economy has created […]
High Yield CD: What’s a High Yield Certificate of Deposit?
High Yield CDs are becoming more and more popular these days. At one time people wanted to invest most of their money into the stock market and hoped for a good return. Once the stock market crashed, many of these investors want a safer way to earn money. Many may still invest a small amount […]
9 Month CD: Nine Month Certificate of Deposit
9 month CDs are common lengths offered by local banks, credit unions, and other financial institutions. 9 month CDs are certificate of deposit accounts that require an investment length of 9 months. Typically, if the investor withdraws the funds before maturity, a fee or penalty may be imposed. While 9 month CDs may not be […]
2 Year CD: 24 Month Certificate of Deposit
2 Year CDs are a common term length offered by most financial institutions. 2 year CDs can be a great investment for those wanting to put their money in an account that will slowly accrue a safe and almost guaranteed rate of return. Two year (24 month) CDs also tend to offer competitive rates as […]
Easy Ways to Boost Your Credit Score
How to Get a High Credit Score Fast The dream of having a high credit score is likely an aspiration of every consumer in the world. A high credit score can ensure consumers that they receive the best deals that lenders have to offer. On the contrary, a low credit score will almost guarantee lenders […]
Is 700 a Good Credit Score?
Is 700 a Good Credit Score? Everyone in the world wants to have a good credit score. In this society, it takes credit to get the things that most desire. How do people know if they have a good credit score or not? The credit rating system was created to help lenders understand the risk […]
What Age Should You Start Building Credit?
At what age should you start building your credit history? Credit is an essential part of life. Many people are not aware of this, but it does not change that facts. Most people do not have the cash on hand to pay the full balance on the things they want in life so they depend […]
What Are Credit Card Rewards, Cashback, and Points?
What are credit card rewards, cashback, and points? If you own a credit card, or are thinking of applying for a credit card, you have probably seen a mention of “points, cashback, or rewards.” It is fairly common practice for credit card companies to offer these programs as an additional incentive to use that particular card. Using […]
Non-Negotiable CDs: What’s a Non-Negotiable Certificate of Deposit?
Non-Negotiable CDs–what are they? CDs can offer investors a brighter financial future than they ever thought possible. Investors have the safety in knowing that their investment will grow over the terms of their original agreement. Unlike some other investments, investors know that no matter what happens their principle amount of money invested is safe and […]
Step Up and Step Down CDs: What Are They?
Step Up and Step Down Cds–What are they? Introduction: Finding the right investment venture can be a difficult task for investors. Some investment options come with low risks and others come with high risks. Research is the best way to take advantage of the best investments that can earn money for investors. CDs have long been […]
CD Interest Terms: How Certificate of Deposit Interest Terms Work?
CD Interest terms means everything when it comes to CD accounts. 3% interest can have a greater affect on an account’s earnings than 1% interest can. Investors stand to double the return by choosing the best CD interest terms. Investors who want to expand their retirement portfolio put a great deal of time and effort into […]
Why Is It Important to Build Credit History?
Why Is It Important to Build Credit History? It may be very hard to build credit if consumers do not already have credit. Lenders have a hard time deciding if consumers are a credit risk or responsible consumers. The majority of the population must depend on credit in order to obtain the things that they […]
Can You Buy a House With a Credit Card?
Can you buy a house with a credit card? It isn’t a very common question, but sometimes people wonder whether you can buy a house with a credit card. This is a fair question, after all, you can certainly buy cars with credit cards (I did). The answer, of course, is yes it is possible […]
CD Withdrawal Terms: What are Certificate of Deposit Withdrawal Terms?
CD Withdrawal Terms: What are common CD withdrawal terms? CDs are a great way to build financial portfolios. Investors can gain money over time, as long as they keep their investments for the terms agreed. Investors who withdraw their money before maturity may find themselves losing a great deal of money in the process. It […]
I Lost My Credit Card. It May Be Stolen, Help!
I lost my credit card. It may be stolen. Please help! It happens to everyone: you can easily misplace your wallet, leave your credit card at a restaurant, and more. So what should you do if you lose your credit card, or suspect your credit card was stolen? Here are some quick tips to help […]
What Are Certificate of Deposit CD Right to Delay Terms?
CD Right to Delay Terms: What are right to delay terms? Introduction: CDs are great investments for present and future needs. Investors who invest in CDs do so because they are relatively safe and reliable ways to make money. Even though CDs are great, safe investments, financial institutions have the right to withhold funds for […]
How to Compare Certificate of Deposit Rates
Compare CD Rates–It is so easy to find CD rates these days. One of the many places to find good CD rates is at local banks. Rates vary by financial institution so it is important to shop around for the best rates. This is the Internet age so investors can find anything on the Internet. […]
Finding a Credit Card Offer That’s Right For You
Credit card offers seem to be in abundance these days. Credit card companies are all-to-eager to gain more and more customers in hope of earning more and more interest income from those cardholders. But more credit card offers also means something positive for potential credit card applicants: More selection. When you can pick and choose […]
Should I Do a Credit Card Balance Transfer?
Should you do a credit card balance transfer? Great question! Ahh, I can remember my very first balance transfer. I remember the joy of getting a lower rate, the feeling that I was doing some type of “big shot” transaction, and more. Those were the good days when I was just starting to get my […]
How to Get Debt Forgiveness
Credit card debt forgiveness–can you really get forgiveness from your credit card debts? Many people get credit cards that they plan to use in emergencies or to help establish credit. As time progresses, the credit card turns into an instrument for daily use. Before cardholders know it, they are in over their heads in credit […]
Unsecured Credit Cards for Bad Credit Situations
Unsecured credit cards for bad credit situations–is this a good idea? Should you use an unsecured credit card if you have bad credit? Having bad credit can create situations that prevent creditors from extending credit to customers. It is hard for customers to imagine that past credit situations can prevent creditors from extending credit to […]
Selecting the Best Business Credit Card
Business Credit Cards: Having a good business credit card is vital to the survival of a business. New and existing businesses want credit cards that offer the best benefits and greatest rewards to the business cardholders. Finding the right credit card for a business is very different from selecting a credit card for an individual […]
Important Steps to Repair Credit After a Bankruptcy
Credit Repair After Bankruptcy: Tips to Restore Your Credit After a Bankruptcy Many people must file for bankruptcy for various reasons. Some call bankruptcy the “seven year mistake” or the “ten year mistake” because consumers are not allowed to receive credit until the bankruptcy period is over. It is possible to regain good credit once […]
Learn if Someone’s Been Snooping in Your Credit History
How Can I Find Out if Someone Has Done a Credit Check on Me? Lenders generally check the credit of their potential customers to decide if they are worthy of lending credit. When lenders pull the credit of consumers, there is a notation placed on the credit report. This notation is known as an inquiry. […]
IRA CDs: What Are IRA Certificate of Deposits?
IRA Cds? Are They worth the investment? Introduction: Saving for the future can be quite a challenge for anyone. Investors must invest their money in the right investments to see the growth and income that they desire. IRAs are one of the ways that investors save for their futures. IRA provides a variety of financial […]
How Do Certificate of Deposit Interest Rates Work
CD interest Rates–Introduction CDs are great investments for people who want to see their money grow over time. In the days of the recession and the stock market crash, people want to invest their money in a source that guarantees a return. No one wants to gamble their money away by placing their money in […]
CD Bump Up Terms: Bump Up Certificate Deposit During Rate Increases
CD Bump Up Terms: Can You Bump Up a CD’s Interest Rate? Introduction: CD investments allow investors to make all of their dreams come true. CD investments have long been the choice for investors who want a safe, reliable way to invest their money. Investors who want to get the most out of their money […]
How to Manage a Certificate of Deposit CD Account
Managing a CD: How to Manage a CD Account: Introduction CD accounts have increased in popularity over the years. Investors who want an investment type that guarantees a return to their investments, as long as they keep their money in the accounts until maturity, invest their money in CDs. Managing CD accounts is very important. […]
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