Credit Cards with 0% APR on Purchases–Who wouldn’t want a credit card with 0% introductory APR on purchases? Cardholders make purchases and are not responsible for paying any interest on the purchases until the introductory period ends. This seems like a good way to get things now and pay for them later. It is just [...]

Business Credit Cards: Having a good business credit card is vital to the survival of a business. New and existing businesses want credit cards that offer the best benefits and greatest rewards to the business cardholders. Finding the right credit card for a business is very different from selecting a credit card for an individual [...]

Are credit card rewards, points, and cashback taxable? When it comes time to file your taxes, many credit card users often wonder about the points, rewards, or cashback they have earned on their credit cards. Is this taxable to the government? What complicates this matter even more is that businesses also use credit cards. So [...]

Secured Credit Cards–What are they? There are many want to establish your credit or rebuild your credit. Owning a secured credit card is one of the many ways to do this. There are advantages and disadvantages to owning a secured credit card. It is very important to establish creditworthiness in today’s society. If you want [...]

Our credit card rates section helps connect you with some of the best credit card offers available on the web. Offering practical credit card articles & tips, credit card rate comparisons, and the latest news and trends in the financial industry, our goal is to help people become more educated on how credit cards work, [...]

Did you pay off your credit card, but then got another bill after that? If you keep a regular card balance, and then one day pay off the entire balance, you may be shocked to find that you get one more bill with charges. That is enough to make almost any individual frustrated (especially after [...]

How old do you need to be to apply for credit cards? What are the age requirements?This question isn’t so easy to answer, for several reasons. First, states may vary on age requirements (although most all are 18 years of age). Also, you can apply for a credit card below the legal age–IF–you can get [...]

Is it safe to apply for a credit card online (internet)? In short, yes, it is generally safe to apply for credit cards online, and people do it every day. In fact, it is probably just as safe (if not sometimes safer) than applying via mail. I have applied for the majority of my own [...]

Are credit cards recyclable? After all, they are made of plastic materials, right? Unfortunately, credit card recycling would not be a very practical idea, as I will show you below. However, even though credit cards are not recyclable at this point in time, there are a few things you can do to be more “green” [...]

Using secured credit cards to rebuild credit is one option many people don’t consider. Some may ask, “Do secured credit cards help with rebuilding credit? This is a great question! Let’s examine this topic in more detail so that those struggling with credit issues can learn some tips to rebuild their credit. Trying to borrow [...]

Statement Regarding Future Outlook of Credit Card Rates After Credit Downgrade: Fitch Ratings has recently announced that they are reaffirming the United States AAA credit status, depsite the S&P’s recent downgrade. This news will likely be met with much relief from investors after the recent credit rating fiasco. The stock market took a particularly tough [...]

How to get out of credit card debt fast: If you have a high balance on your credit card rates, and the usual sky-high interest rates, it can take FOREVER to pay off. Trust me–I know! I once purchased a car for $10,000 on a credit card, and I soon found myself in a tight [...]

Bad credit credit cards–are there really credit cards for people with bad credit? It can be tough for those with bad credit. Situations out of control can arise that may ruin a person’s credit for many years to come. Whatever the situation, there are solutions to help rebuild creditworthiness. There are credit card companies that [...]

PayPal is an online payment company that has been in business since December 1998. As the leading online payment company, PayPal currently offers a PayPal credit card. The company currently has nearly 98 million active registered accounts. PayPal operates in 190 markets using 25 currencies. There are localized websites in 21 of the 190 markets. [...]

Unsecured credit cards for bad credit situations–is this a good idea? Should you use an unsecured credit card if you have bad credit? Having bad credit can create situations that prevent creditors from extending credit to customers. It is hard for customers to imagine that past credit situations can prevent creditors from extending credit to [...]

Balance Transfer Checks–What are balance transfer checks anyway? Cardholders may receive balance transfer checks in the mail from their creditors from time to time. These checks are generally attached to the monthly credit card statements. The creditors try to use temptation to get cardholders to use the cash to pay off existing bills or for [...]

Prepaid credit cards help those who wish to establish or reestablish credit. These credit card types are for anyone. College students, adults, and anyone else can enjoy the benefits of a credit card without the hassle of owning a traditional credit card. Whether a person’s credit is good or bad, a prepaid credit card is [...]

What is Credit Card fraud? Credit card fraud is a term that refers to fraud or theft of someone else’s credit card as use for payment for goods or receiving funds in cash. Thousands of people are victims of credit card fraud each year, and these fraudulent charges cost millions of dollars. Some cardholders do [...]

What are credit card balance transfers? In the days of credit cards, it is common that cardholders may want to utilize a credit card balance transfer. Unexpected expenses may have come up that created a situation that needs a quick remedy. Cardholders who want to keep their credit in good standings commonly use credit card [...]

Credit card benefits–what are the actual benefits of owning a credit card anyway? Deciding whether to get a credit card may be a tough decision to make. Weighing the pros and the cons may seem complicated, but the decision is actually quite easy. There are an unlimited number of benefits to owning a credit card [...]

Can you buy a house with a credit card? It isn’t a very common question, but sometimes people wonder whether you can buy a house with a credit card. This is a fair question, after all, you can certainly buy cars with credit cards (I did). Here is a question a nursing student recently asked: [...]

Credit card debt reduction services are available for cardholders who are having difficulty paying their credit card bills. Problems arise that are sometimes out of the cardholders’ hands. Credit card debt reduction companies offer solutions to create manageable terms to pay credit card debts. These alternative payment methods settle debt so that cardholders can get [...]

Credit cards after bankruptcy discharge–It can be tough to receive a credit card after bankruptcy discharge. Some lenders may look at consumers’ poor payment histories as a sign that they are not likely to repay the debt as promised. There are those credit card companies that believe in offering customers a second chance to prove [...]

A credit card chargeback is a term often used by credit card companies that describes the action of asking a credit card to “reverse” a charge to your bill. This is usually necessary if you have fraudulent purchases, or if you buy something and the company  never sends the product (or sends the product in [...]